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Home  /  Checking & Savings

Checking & Savings

Checking
Hawaii State FCU offers four types of checking accounts, each one custom designed to fit the ever-changing needs of our members. No matter which checking account you choose, your money will work harder for you.

Overdraft Protection
Avoid the stress, embarrassment and unnecessary fees of returned checks! Never worry about overdrawing your ShareCheck Account again. Overdraft protection provides the automatic coverage you need in the event you accidentally write a check and don’t have the funds to cover it. Two forms of Overdraft Protection are available.

Savings
You work hard for your money so let Hawaii State FCU help your money work hard for you. Hawaii State FCU offers several different types of savings vehicles. Each one earns a competitive dividend rate, which helps you reach your savings goals faster.

IRAs
Hawaii State Federal Credit Union offers several IRA products to fit your retirement and tax saving needs. (The following information is not intended as tax advice. Please consult a tax professional with regard to your own situation.)
 
Featured Loan Rates
1-Year Term APR *
Personal6.25%to15.25%
Auto3.90%to12.90%
Motorcycle5.40%to14.40%
*0.25% higher without autopay.
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