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Home  /  Loans & Lines of Credit  /  Auto Loans

Auto Loans

We can’t tell you whether to get the sports car or the minivan, but we can put you behind the wheel of the perfect financing plan for your new vehicle. Hawaii State FCU offers automobile loans up to 100% of the cost of your new or used car, at rates you will appreciate.

Also, refinance another financial institution’s auto loan with Hawaii State FCU and save on your monthly payments!

Calculate Monthly Payments.

New Automobile Loan

  • Up to 100% financing of dealer invoice including tax, title and license
  • Flexible terms with approved credit
  • Low, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Guaranteed Auto Protection (GAP) available
Used Automobile Loan
  • Up to 100% financing of National Auto Dealers Association Pricing Guide retail value
  • Flexible terms with approved credit
  • LOW, fixed Annual Percentage Rates (APR)
  • No hidden fees, charges or prepayment penalties
  • Used car must have maximum age of 7 years

NADA Guides

For a comprehensive guide to new and used auto pricing, click here.

Or check out the NADA website at:  www.nadaguides.com

CUDL AutoSmart

Search for new and used vehicles, locate the nearest dealership, and have Hawaii State FCU automobile financing available to your, day or night!

Click here to visit the Hawaii State FCU CUDL site!

cudlweb

 
Featured Loan Rates
1-Year Term APR *
Personal6.25%to15.25%
Auto3.90%to12.90%
Motorcycle5.40%to14.40%
*0.25% higher without autopay.
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