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Home  /  Loans & Lines of Credit  /  Business Loans and Lines of Credit

Business Loans and Lines of Credit

Business Line of Credit
Our business line of credit is designed for short-term capital needs and seasonal purchases. With no collateral required, it gives you flexible, future borrowing power when you need it. In addition, your line of credit can be used as overdraft protection for your Hawaii State FCU business checking account.

Business Visa® Platinum Rewards Credit Card
A business credit card is a convenient way to handle and keep track of day-to-day operational expenses such as business trips and supplies. A credit card also provides a way to easily track travel and entertainment expenses. Also, earn valuable rewards points with every purchase. Points are redeemable for travel award and brand name merchandise. Additional Visa benefits include primary coverage for car rental collision insurance, roadside dispatch service, emergency card replacement and cash disbursement, travel and emergency assistance services, business hotel savings and purchase and extend protection.

Verified by Visa enhanced online security feature

Business Term Loan
Terms loans are best suited for long-term financing of equipment or vehicle purchases, but can also be used for refinancing debt or for working capital. Loans can be custom designed to fit your business’ cash flow needs.

SBA Loans
We work with the Small Business Administration to provide financing options if you're starting a new business or growing an existing one. SBA loans are guaranteed by the United States Government and provide business owners with flexible repayment options.

 
Featured Loan Rates
1-Year Term APR *
Personal6.25%to15.25%
Auto3.90%to12.90%
Motorcycle5.40%to14.40%
*0.25% higher without autopay.
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