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Credit Card Agreements and Disclosures

Visa Platinum and Platinum Share Secured Credit Card Agreement

Visa Platinum Disclosure

Visa Platinum Share Secured Disclosure

Pricing Adendum for the Visa Platinum and Platinum Share Secured Credit Card Agreement


Home  /  Loans & Lines of Credit  /  Credit Cards

Credit Cards

Visa® Platinum Rewards Credit Card
A Hawaii State FCU Visa Platinum Rewards credit card is safe, convenient, and saves you money. Accepted worldwide, it’s the perfect alternative to carrying cash at home or abroad. Apply for one today. Superior purchasing power and higher spending limits are yours!

Rewards are also available through a Visa Platinum Rewards credit card. Earn one reward point for every dollar spent on your card. Points can be redeemed for trips around the world or toward a large selection of quality brand-name merchandise including home entertainment systems, sports equipment, jewelry, house wares and more. The more you use your Visa Platinum card, the more rewards you earn!

Check out the current catalog of rewards at www.CURewards.com.

To view your available points and redeem them for rewards, log-in to Home Banking, and on the Credit Cards section click the CURewards logo.

Here’s what else you get with a Hawaii State FCU Visa Platinum Rewards credit card:

  • No Annual Fee
  • Low Annual Percentage Rate (APR)
  • 2500 bonus rewards points upon first card usage
  • No cash advance transaction fees
  • No balance transfer fees
  • Members can use their Hawaii State FCU Visa Platinum Rewards card at any Hawaii State FCU ATM to get cash advances without incurring ATM surcharge fees, cash advance transaction fees, or special cash advance interest rates (standard credit card interest rates still apply).
  • Your Visa card is equipped with Verified by Visa - a free online service that adds an extra layer of protection when making purchases with your Visa credit card on the Internet.
  • AutoPay conveniently deducts your Visa payment from your checking or savings account when it becomes due, so your payments are always on time (pay the entire balance in full, pay the minimum required, or pay a fixed dollar amount).
  • View your Visa credit card account information and transaction history, order replacement cards or download monthly statements at the click of a button. Simply sign-up for Home Banking Account Access and enjoy the ease and convenience of banking through the Internet.
  • Receive 24-hour Auto Rental Insurance coverage for damage due to collision or theft, up to the actual cash value of most rental vehicles, at no additional cost when certain terms and conditions are met. To activate this coverage, simply decline the damage coverage offered by the car rental company.
Share Secured Visa® Platinum Rewards
Available for members establishing or re-establishing credit. Credit is secured, or backed by the available funds in your credit union savings account.

 
Featured Loan Rates
1-Year Term APR *
Personal6.25%to15.25%
Auto3.90%to12.90%
Motorcycle5.40%to14.40%
*0.25% higher without autopay.
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